Best Money Saving Tips

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Best Money Saving Tips

We’ve posted so many money saving tips here on Little House Living over the years, sometimes it’s hard to keep up with everything. So I decided to put all the best tips together here in one nice post that you can bookmark or pin for future reference or reading.

Best Money Saving Tips

35 Frugal Budgeting Tips

Here are 35 easy tips that you can start doing today to shave valuable money off your budget!

Make Freezer Meals

Save money buy buying in bulk and making meals ahead of time. You don’t have to spend money on eating out but you still get a fast quick meal!

cleaning lady

Make Your Own Homemade Cleaners

Have you done this yet? What are you waiting for?

Learn to Can

Seriously. This is one of the biggest money savers you can find. Grow your own produce and then preserve for your family to eat fresh and healthy all winter!

75 Uses for Baking Soda

Cheap and dozens upon dozens of uses!

Learn to Barter

Why pay full price when you don’t really have to?

sewing

Learn to Sew

Sewing is not an outdated hobby, it’s something that can help save your budget!

Save Money on Your Heating Bills

Get 12 tips on how to save money on your heating bills. Stay warm and still save money!

10 Ways to Save Money

Think of ways to save money that you might not have thought of before but are right in front of you!

USDA Organic

Organic on a Budget

Buy organics and still save money!

Couponing 101

Learn how to use coupons to be able to donate or save even more on your grocery bill.

Learn to Prepare for Higher Food Prices

Prices are always going to keep going up. Do you know what to do to make the best of it?

Learn to Buy in Bulk

It will save you money if you just take the plunge!
seeds

Grow a Garden

Gardening is cheaper than therapy, and you get tomatoes.

Learn to Meal Plan

I love meal planning and do it for a month at a time so I can also utilize my bulk food buying!

Be Thankful for What You Have

If we aren’t thankful for what we already have then we won’t be able to appreciate anything else in life.

Saving Money

Get 71 more tips and article here!

What are your best money saving tips? Share in the comments so we can add to this list!

merissabio

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10 Comments

  1. I like the tip for gardening! Unfortunatelly live in the city and have no opportunity to grow up a garden. Sure people hwo grow up some vegetables and ftuit save a lot of money on food and eat fresh things. For the city livers bulk buying is the only chance to save some money on food. The bad side of the bulk buying and freezing is that in the most way you don’t eat fresh food.

  2. Dont throw away the envelopes that you get in the mail. Use them to mail your own letters. This only works with envelopes that are not postage paid. First, take a black majic marker and mark out the bar code on the envelope. If you dont do that the letter will go to the address encoded in the bar code. Second, cut a piece of scratch paper large enough to cover the address on the front of the envelope. Put a thin line of Elmers Glue around the outside edge of the scratch paper, and glue it over the address. Allow to dry. Write the address you want the letter to go to the front of the letter. Saves money by drasticlly reducing the amount of envelopes you have to buy at the office supply store

  3. I’m young, but I use the envelope system. We get so much each week for groceries, gas, etc. When the money is gone, it’s gone. Helps you stick to a budget. If I were to charge all those costs, I wouldn’t remember how much I’ve spent, and would likely go over budget.

    Also, cut unnecessary costs. Cable tv, nice restaurants, buying a new phone even though your current one still works, etc.

  4. Hi Marissa, helpful points! I think couponing seems to be catching on here in the UK but were not quite at American scale just yet! Would you agree a lot of savings simply can be made by just thinking twice about what your doing? i.e. do you really need to be that much bread this week? does heating need to be at that temperature etc? Caroline

  5. All great money saving tips. I like to buy organic and save at the same time. Tough to do sometimes. Home heating is another issue I’m interested in. Many homeowners can switch to solar and save money at the same time.

  6. Saw this posted elsewhere and it has some great tips, so I’d thought I’d share here –

    1. Pay off college loan debt (if you have it) with automatic monthly payments.
    2. Live small. Buy the smallest, cheapest home you can live with and pay if off before retirement. Do not count on your home’s appreciation value for retirement funds. A paid off home is a cheap place to live during retirement.
    3. If you want to buy a car, get a reliable beater. Get insurance for $25/month from Insurance Panda. Forget about buying a house until your debts are paid off.
    4. Only one credit card per family. Keep it in a lock box for emergency use only. If you can’t buy with cash, you can’t afford it.
    5. Be careful as you develop your retirement portfolio. The Bush years taught us not to trust the stock market and banks. Gold, cash, rare stones, high end collectables, rental properties, cottage industry cash and at-work saving accounts with a big employer contribution will keep the money in your pocket. Roth IRA’s are also a good way to save without excessive taxes. Avoid annuities, and accounts that make more money for the bank than for the clients.
    6. Assume that everyone wants a piece of your retirement portfolio. Beware of con artists-they come in all forms. If it seems to good to be true-it is.
    7. If possible, use public transportation and cut back on car ownership. You will save a bundle.
    8. Plant a vegetable garden. Learn to can and freeze food.
    9. Do not buy long term health care insurance. The rates are too high to keep the policy going as you retire. It’s a sucker play for young adult money.
    10. Eat out once a week. Make a shopping list and learn to cook. It’s healthy and you’ll save a lot of money.
    11. Cut off cable TV and watch shows online. You’ll save over $100.00 per month.
    12. Create your own power (sun, wind, whatever cuts the price of heating, electric and gas.)
    13. Co-op services. Barter when you can for goods and services.
    14. Work at home several days a week. You’ll save on gas and meals.
    15. Shop the educational market for a cheaper graduate education.
    16. Live in a neighborhood with good public schools so you can skip the cost of private ones
    17. Constantly look for ways to save and cut the budget.

  7. You’re definitely somebody that has something to say that people need to hear about money saving. I’ve learned great ideas and bookmarked already for future reference. Thanks!